Like most of you I bought Life, Health, Disability and Annuity not having a clue. I never asked myself why I am buying insurance. So it was with insurance ignorance I started my journey. In the Providence of God in 1984 i was offered a way out of my insurance ignorance. I was looking for full time work to supplement my part-time Presbyterian pastorate income. So Metropolitan Life Insurance offered me an opportunity to be a multi line insurance agent. This opportunity opened my eyes to understand basic (A-B-C) of insurance. I offered my clients service explaining why they are buying insurance and how the monthly premium protected their assets, and gave them peace of mind. After two years with Metropolitan Life I was offered an opportunity with Mutual of Omaha. Then I. The Providence of God I was offered to be Independent Agent. This is who am I today. Today I represent Aetna, Humana, UnitedHealthcare and WellCare in Medicare market. I also represent North American Life and Health, Allianz and others in the Annuity and Life market. I believe in service model serving my clients needs to meet their needs and help them to solve their problems.